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The reason you can use your credit card on holiday, buy an iPad made in China, eat food from around the world, get a mortgage is all about an efficient banking system. None of those were possible prior to the 1980s when banking was a utility. Don’t think that changes can be made without costs. I was made redundant two months ago “There had been a particular focus on DHSSPS in relation to abortion as the department had been required for many years by the Court of Appeal to produce guidance for health professionals. I published draft guidance earlier this year and officials are currently considering the responses to the public consultation. However it is important to be clear that any DHSSPS guidance cannot change the law governing abortion, which would be beyond my department's responsibilities.

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